LLC stands for Limited Liability Company. But what in the world does that even mean, right? Well, imagine if your business was this beautiful, vintage car, and the LLC was this nifty, invisible shield. Any bumps or scratches that happen while you're out and about, they hit the shield, not your ride. Essentially, it’s a way to protect your personal goodies (like your home or savings) if your business hits a financial snag.

Now, you might be wondering, "Isn't using a credit card just a one-way ticket to Debt City?" Well, that's the story we've been fed, but there's a whole other side to it that's worth exploring. Credit cards, when used responsibly and strategically, can actually be a pretty smart financial move.

For many of us, credit card points can seem like a creature of myth and legend. We all know that responsible use of credit cards can result in rewards, but often the details remain elusive. What are the best ways to rack up points? How can you make sure you're getting the most bang for your buck when redeeming them? And what are some general tips for using credit card points so you can save money and cut costs? Let's explore!